How to Check BVN – Check Bank Verification Number in Nigeria

Looking to learn how to check BVN in Nigeria ? You have landed on the right platform. You will learn how to check your bank verification number, BVN Online Using MTN, Glo, 9Mobile, And Airtel.

The market became increasingly vulnerable to fraud because of the quick and steady increase in digital transactions, particularly in Nigeria.

The Nigerian government consequently implemented a biometric identification system. This system was put in place to lessen and ultimately stop fraudulent and illegal banking activities in Nigeria. In accordance with Act 1958, the Nigerian central bank put it into practice.

What is BVN?

BVN Simply refers to Bank Verification Number. It is a distinct group of 11 numbers that is connected to each of your bank accounts and, consequently, each and every transaction you do with a bank.

BVN basically functions as your identity in the financial industry and may monitor your activity across several institutions. It mandates that after signing up for a BVN, individuals with several bank accounts must link each one to the same BVN. For “know your customer” purposes, BVN checks each bank’s customers in a unique way.

In Nigeria, having a BVN is currently required in order to open and use a bank account. Without one, your bank accounts would freeze and stay frozen. All forms of bank accounts fall under this.

How to Get a BVN

The process of enrolling for a BVN is rather easy to understand. To register successfully, follow the steps below:

  • Visit your bank and ask for a BVN enrollment form while carrying a valid ID (such as a voter’s card, driver’s license, or national ID).
  • Fill out the form and upload your fingerprint and photo as biometrics. You are biometrically captured by the bank.
  • They would issue you a ticket ID after the biometrics were finished. After registering, you ought to get your BVN number in a few days or fewer.

Nowadays, many banks provide a fully digital procedure where you can download the form online. The next step after receiving your BVN is to connect it to each of your other bank accounts. Visit your bank and ask for a form; this will allow you to finish the process.

How to Check BVN On MTN

Follow the steps to check or retrieve your bank verification number, BVN on your MTN mobile sim or network.

  1. Using the phone number you registered with to get your BVN, dial *565*0#.
  2. Your phone’s screen will soon show out your special eleven digits.
  3. Please note that this is a high-end service. You could be charged up to 20 Naira for this by your service provider.

After your BVN is displayed on your screen, Please be advised that you save the numbers somewhere to easily retrieve it when you need it. By doing this, you will avoid the service charges when ever you want to retrieve your bvn.

How to Check BVN on Airtel

Below are steps on how to check bvn on airtel. Follow the steps to check or retrieve your bank verification number, BVN on your Airtel mobile sim or network.

  1. If you use Airtel network, you can retrieve your bvn by entering the precise code *565*0#.
  2. Soon after sending your inquiry, you will get an 11 digits number displayed on your screen.
  3. Airtel will charge up to 20 Naira from your mobile account balance for this service.

How to Check BVN on 9mobile or Etisalat

The procedures below outlines the steps on How to check bvn on 9mobile or etisalat sim.

  1. You won’t experience any issues if Etisalat, which is now 9mobile, is your network. To retrieve your BVN on your 9mobile or etisalat sim, simply dial *565*0#.
  2. Wait until you see the phone number displayed on your phone.
  3. You should be charged for this as well. It’s a good idea to have at least 20 Naira in your phone account.

How to Check BVN on Glo

The steps below explains how to check bvn on glo. Follow the steps diligently.

  1. Make sure you have up to 20 Naira in your mobile account balance.
  2. Using the phone number you registered with to get your BVN, dial *565*0#.
  3. Your screen will reveal your 11-digit BVN.

How to Check BVN Online

If you have lost your sim or can’t access the sim that is linked or used to process your bvn enrollment, the guide below will help you retrieve your bvn on the go.

Bvn online checking portal
Bvn online checking portal
  • Retrieve your bvn on to the NIBSS BVN Online Portal or CLICK HERE,
  • As required, enter your BVN information in the filed provided on the online portal.
  • Enter your password and hit the login button.

There is another alternative to validate your bvn on NIBSS online portal. Follow the steps below to achieve this.

  • Go to the NIBSS BVN Online Portal.
  • Input you bvn in the field provided.
  • Date-Month-Year should be entered in that sequence in the second box to enter your birthdate.
  • Click on “Validate.”

You now know how to utilize a mobile phone to check your BVN thanks to the information that was just provided. The universal code *565*0# is used by mobile network providers in Nigeria like MTN, Etisalat, Airtel, and GLO to confirm BVN. This code will be useful if you’re seeking for a quick way to get your BVN number.

Can I Check or Register my BVN Online?

You must have registered with your bank and obtained your special 11 bvn numbers in order to check your BVN online. Now, just go into your bank app to see this number online. Your BVN should appear when you select the menu option.

However, the position of the number differs from banking app to banking app.

At the time of writing, there isn’t a current web platform where you may register or modify your BVN. Websites that make such claims should be avoided as they are almost certainly bogus.

Do I Need BVN to Apply for a Loan?

In a nutshell, the answer is YES. Using your BVN to obtain a loan is simple. Your BVN is now necessary for all Fintech platforms to grant you a loan.

This is due to the ease with which they can locate defaulters and present a case for recovering their funds. You are not required to submit loan applications or provide collateral with these fintech organizations, in contrast to commercial or microfinance banks. Instead, all you need to do is download their app, register, and get a loan right away.

This is just one benefit of owning a BVN. You now have access to quick loans that you might not have otherwise. Examples of these businesses that can provide you with quick loans include:

Benefits of Owning a BVN

The under listed are the major benefits of owning a Bank Verification Number

  • All of your accounts are shielded from unwanted access by your BVN.
  • Making bank transactions is substantially faster when using a BVN.
  • Additionally, tracking all transactions across all of your accounts is simple with your BVN.

Summary

BVN is a significant and advantageous development for the banking sector. Due to its capability to give each consumer a distinct identification, fraud has decreased and the loaning process has been made simpler. Hopefully, you are now well-versed on the various methods available for checking BVN information without entering a banking facility.

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